PENN STATE BEHREND
281 BURKE CENTER
ERIE PA 16563
Biography
Mr. Hedderick received his MBA from Penn State Erie, The Behrend College, in 2000 and his Certified Financial Planner™ designation from the Certified Financial Planner Board of Standards Inc. in 2004. Upon graduation from Clarion State University in 1983 with his Bachelor of Science in Business Administration, he owned and operated a small retail business in Erie for 16 years. Upon the sale of his business and completion of his MBA degree, Mr. Hedderick began his practice as a financial planner, which he continues today, along with his full-time position here, at Penn State Behrend, as an associate teaching professor in business and the director of the financial planning program. Mr. Hedderick began teaching here part-time in the 2008 spring semester. His teaching interests include Corporate Finance, Personal Financial Planning, Insurance Planning, and Investments.
Teaching
Courses Taught *
- FIN 301: Corporation Finance
- FIN 330: Personal Financial Planning
- FIN 340: Insurance Planning
- FIN 420: Investment and Portfolio Analysis
Service
Record of Membership in Professional and Learned Societies
- The Financial Planning Association, Denver CO, 2004- .
- The Estate Planning Council of Erie, Erie PA, 2003- .
- The Erie Association of Insurance and Financial Advisors, Erie PA, 2002- .
- The International Association of Registered Financial Consultants, Middletown OH, 2007-2012
Research Interests
My research interests include Personal Financial Planning, Insurance and Retirement Planning.
Publications
An Understanding of Behavioral Finance Can Benefit Your Client - July, 2023
The Need For Estate Planning - April, 2023
Should Your Clients File Joint or Separate Income Tax Returns? - January, 2023
Why Is Everyone Talking About I-Bonds? - December, 2022
Who Should Invest in Indexed Annuities? - September, 2022
At What Age Should You Begin Collecting Your Social Security Retirement Benefit? - September, 2021
Why Are Stock Indexes at Record Highs, in the Midst of a Global Pandemic? - March, 2021
Your Emergency Fund May Matter Now More Than Ever - September, 2020
How New FICO Credit Score Changes Will Affect You - March, 2020
Does your Federal Income Tax Withholding Need Adjusted? - April, 2019
Tax Cuts and Jobs Act - September, 2018
How do you plan on paying for your LTC? - March, 2018
Should Your Clients Have A Disability Insurance Policy? - December, 2017
When to Begin Collecting Social Security - September, 2017
What Recent College Graduates Should Know About Financial Planning - June, 2017
How the Labor Departments Fiduciary Rule Affects Consumers - March, 2017
Financial New Year Resolutions - December, 2016
How Can You Help Your Child Pay for College Expenses? - September, 2016
Estate Planning Tools Everyone Should Have - June, 2016
Clients Should Know Their Credit Scores - March, 2016
Creating Personal Financial Goals - December, 2015
Is a Roth IRA Only for Retirement? - September, 2015
Risk Tolerance in Investing - March, 2015
Investing in 2012 - December, 2011
Education
MBA, Business, The Pennsylvania State University
BS, Accounting, Clarion State University